Selling or Buying on a Life Annuity Basis...
Have you ever thought about it?
Currently under a life annuity
an average of 5,000 transactions per year.
Life annuity
A life annuity is a modern form of property sale that offers significant benefits to the seller while remaining popular with buyers.
Particularly popular with sellers, a life annuity allows you to receive a lump-sum payment and a monthly annuity while continuing to live in your home.
With NEO’S IMMOBILIER, receive a personalized assessment to determine the lump-sum payment and monthly annuity, calculated based on your needs and life plans.
Our team is here to support you in the areas of SEVREMOINE, BEAUPRÉAU, CHOLET, and the surrounding regions.
Why choose to sell on a life annuity basis?
In addition to being able to enjoy your home for longer and supplement your often modest retirement income, selling your home through a life annuity with occupancy, a freehold life annuity, or a deferred sale also allows you to support your children and grandchildren while you’re still alive—when they need it most—by making gifts while minimizing estate taxes.
Protecting your family: A life annuity with an annuity payment also allows you to remain financially independent from your children. You can also protect your spouse through the annuity’s reversion clause, which provides full coverage here, unlike a retirement pension. Thus, in the case of a joint life annuity paid to a couple, if one spouse dies, the annuity’s reversion clause ensures the surviving spouse’s financial security. Retirees often choose the life annuity with an annuity payment for this reason.
Key Points of a Life Annuity with Occupancy
